Terms & Conditions These Terms and Conditions (“Terms and Conditions”) govern the use of accessing the Website i.e. www.vistaarfinance.com The Website is owned and operated by Vistaar Financial Services Limited, having its registered office at [Insert Address Here], (“Vistaar”).Please carefully read the following terms and conditions. These terms and conditions, together with the privacy policy available at [Insert URL Here], and other policies which may be applicable to specific portions of the website constitute the terms of your access to and usage of the website. By using the website, you agree to be bound by these terms and conditions, the privacy policy, and other policies which may be applicable to the website.Vistaar may revise and update these Terms and Conditions from time to time. Your continued usage of the Website is considered as an implied acceptance of the changes and that you agree to abide by these Terms and Conditions for usage of the Website.

Declaration You expressly authorize Vistaar or any of its subsidiaries/affiliates to conduct Know Your Customer (KYC) and other mandatory checks through legally permissible processes. This includes authentication/verification of submitted documents or details for KYC purposes and accessing data from databases maintained by statutory or lawful authorities.You agree and authorize Vistaar/its third-party service providers to contact you at the contact information provided for service-related communication relating to your product or facilities offered even if your number is in the National Do Not Call Registry.

Limited License We grant you a non-exclusive, non-transferable, limited right of access to the Website. You are not permitted to archive or retain any information or content herein in any form without our prior written permission. This limited right to access the Website terminates automatically, without notice to you, if you breach any of the Terms and Conditions mentioned herein.You agree not to use the Website for any illegal purpose or in any manner inconsistent with these Terms and Conditions. You may not distribute, modify, transmit, reuse, repost, or use the content of the Website for public or commercial purposes, including the text, images, audio, and video without Vistaar’s written permission. You agree to protect the proprietary rights of Vistaar and all others having rights in the Website or its content and to comply with all reasonable written requests made by Vistaar or others, to protect their and others' contractual, statutory, and common law rights in the Website.You agree to notify Vistaar in writing, promptly upon becoming aware of any unauthorized access or use of the Website by any party or of any claim that the Website infringes upon any copyright, trademark, or other contractual, statutory, or common law rights.

Disclaimer Of Warranties We make no warranty that the contents of the Website are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof, to any users of the Website.Vistaar gives no warranties (whether expressed or implied) or recommendations as to the quality, accuracy, efficacy, completeness, performance, fitness for a particular purpose of the Website or any of its contents. The content of the Website does not constitute an express or deemed opinion or an expert view. Any decisions will be based solely on your own evaluation, and neither Vistaar nor its representatives nor any third party shall be liable for any loss or damage of any kind whatsoever, caused by your reliance on the information obtained through the Website. We reserve the right to change the contents of the Website at any time without notice.

Intellectual Property All rights, title, and interest in the Website belong to Vistaar. The content and information contained within our Website or delivered to you in connection with your use of our Website is the property of Vistaar and its affiliated companies and any other third party (where applicable) and may be protected by applicable copyrights, trademarks, and service marks under international treaties and/or laws of India or other countries. The copyrights, trademarks, trade names, and logos (the 'Trademarks') that are used and displayed on our Website include registered and unregistered Trademarks held by us and other third parties. Nothing on our Website should be construed as granting any license or right to use any Trademarks displayed on our Website. Users are prohibited from using the same without written permission of Vistaar or such other parties.

Governing Law & Jurisdiction The Website specifically prohibits you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms and Conditions. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in Bangalore having exclusive jurisdiction.These Terms and Conditions are governed by and to be interpreted in accordance with laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction.

RBI Disclaimera) “Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for discharge of liability by the company”. b) “Neither is there any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank, and by issuing the Certificate of Registration to the Company, the Reserve Bank neither accepts any responsibility nor guarantees for the payment of the deposit amount to any depositor”.

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Fraud Disclaimer

Vistaar Financial Services Private Limited (hereinafter referred to as ‘The Company’) has been made aware that individuals purporting to act as, or on The company’s behalf and using The company’s name (either in full as detailed in the beginning of this disclaimer or in various forms with some or more similarities) have approached prospective loan speakers in the general public offering loans. These approaches are intended to defraud individuals and damage the reputation of the Company. Any communication that is sent from The Company is either sent from our registered domain name @vistaarfinace.com or through formal correspondence. Under no circumstances should nay money be transferred to any individual or entity. Without having first conducted due diligence on that recipient of those funds.If you receive what you believe is an email from any individual purporting to represent The Company or are approached by any individual who is unable to demonstrate that he is a legitimate employee of The Company, please call us at 080 49373037 or forward doubtful email communications to us at contact.us@vistaarfinance.com, forwarding the email or letter, and alternatively report this to your local police Vistaar Financial Services Private Limited does not tolerate such frauds/criminal activity in any form and shall not be considered liable for any loss or inconvenience resulting from communication or business transactions with unauthorize individuals or entities.

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