About UsBuilding Dreams, Enabling Growth
At A GlanceOverview
The MSME sector is the backbone of India's economy, driving growth, exports, and job creation. At Vistaar, we recognize the immense potential of these businesses and their critical role in building a prosperous nation. We are dedicated to bridging the financing gap faced by the "missing middle" – those underserved by traditional financial institutions. Through accessible loans and tailored financial services. MSMEs fuel India's economy. Vistaar fuels MSMEs. We provide accessible financing and personalized support to empower small businesses, driving growth and transforming lives.
What we BelieveValues That Drive Us
Mission IconOur Mission
  • We want to be FAIR and TRANSPERANT to the Customers
  • We want our Employees to Grow with EQUAL OPPORTUNITIES
  • We want our Shareholders to derive MAXIMUM VALUE
  • We want our Partners to have WIN-WIN relationships
  • We will continue to follow Regulations in true SPIRIT
Vision IconOur Vision To be most preferred NBFC of choice for all our stakeholders.
Our Philosophy
Customer-CentricOur customers are at the heart of everything we do. We prioritize their needs, listen to their feedback, and strive to exceed their expectations.
Integrity & EthicsWe uphold the highest standards of integrity and ethics in all our actions, ensuring that our conduct is always aligned with our values and principles.
Accountability & TransparencyWe take ownership of our actions & outcomes, holding ourselves accountable for delivering on our commitments. We maintain transparency in our operations & communication.
Sustainable GrowthWe are committed to achieving sustainable growth that benefits our customers, employees, shareholders, and the communities we serve.
Teamwork & CollaborationWe believe in the power of teamwork and collaboration to achieve extraordinary results. We foster a supportive and inclusive environment where everyone's contributions are valued.
Our TeamThe Driving Force Behind VistaarVistaar's rapid growth and success as a leader in India's MSME finance sector would not be possible without our exceptional team. Every member of the Vistaar family shares an unwavering commitment to empowering underserved entrepreneurs across the nation.Our team's deep understanding of the micro, small, and medium enterprise (MSME) segment, combined with their tireless dedication, allows us to provide the best possible products and services to our customers. We pride ourselves on fostering a collaborative and inclusive environment where everyone's contributions are valued.
Chandrashekhar Bhaskar Bhave
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Chandrashekhar Bhaskar BhaveNon-Executive Chairman & Independent Director
Avijit Saha
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Avijit SahaMD & CEO
Manju Agarwal
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Manju AgarwalIndependent Director
Ms. Amrita Gangotra
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Ms. Amrita GangotraAdditional Director
Hemant Mundra
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Hemant MundraNominee Director
Dr. Anup Wadhawan
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Dr. Anup WadhawanAdditional Director
Our Credit MethodologySimple, Secure, and SwiftAt Vistaar, we understand that your time is valuable. That's why our credit methodology is designed to be straightforward, secure, and efficient, while ensuring responsible lending practices that benefit both our customers and investors.
Customer-Centric
We prioritize your needs, making the loan application and approval process as simple and hassle-free as possible.
Tech-Enabled
We leverage cutting-edge technology to streamline our operations, enabling faster decision-making and disbursement.
Robust Risk Management
Our comprehensive risk framework ensures that we assess creditworthiness accurately and responsibly, safeguarding the interests of all stakeholders.
Our PresenceVistaar Finance has established a robust presence across India, dedicated to serving the financial needs of micro, small, and medium enterprises (MSMEs) in diverse regions. We currently operate in 12 states, with a network of branches strategically located to provide accessible and convenient financial services to underserved businesses.
Selected RegionAll
Number Of Branches265
Number Of Pincodes1261
Our StoryFrom humble beginnings, we've built a solid foundation, empowering countless MSMEs to reach new heights.
Summer of 2009 : The Spark of an IdeaA group of seasoned financial professionals, Brahmanand Hegde and Ramakrishna Nishtala, fueled by a shared passion for meaningful impact, recognized the untapped potential of India's MSME sector. They left their established positions at Fullerton India to embark on this new journey. They envisioned a future where these businesses could thrive with the right financial support.
The Birth of VistaarDriven by this vision, Vistaar Finance was founded. The name 'Vistaar' embodies the essence of growth and expansion, reflecting the company's mission to empower small businesses.
Early Years: Building the FoundationVistaar's journey began in 2010 with an initial capital of ₹15 crores. The early years were dedicated to establishing operations in Karnataka and Tamil Nadu, raising additional capital, and developing innovative financial products tailored to the unique needs of MSMEs. In FY 2012, Vistaar expanded its product offerings with the launch of Small Business Mortgage Loans and Small Business Hypothecation Loans.
Steady Growth and ExpansionVistaar's commitment to serving the 'missing middle' led to consistent growth and expansion. By FY2013, the company achieved operating break-even and crossed the ₹100 crore mark in its portfolio. The subsequent years witnessed further expansion into new regions, including Gujarat, Madhya Pradesh, Rajasthan, Chhattisgarh, Uttar Pradesh, Uttarakhand, Haryana, Odisha, and Andhra Pradesh.
Milestones and RecognitionVistaar's dedication to responsible lending and customer-centric approach fueled its remarkable growth. The company achieved significant milestones, crossing the ₹1000 crore portfolio mark in FY2017 and the ₹2000 crore mark in FY2021. The company's strong financial performance was acknowledged through credit rating upgrades, reaching 'A+' in FY 2024.
Present Day: A Leading Force in MSME FinancingToday, Vistaar stands as a leading player in India's MSME finance space. With a vast network of branches across 12 states, a diverse product portfolio, and a dedicated team, the company has disbursed over 2.1 lakh loans amounting to more than ₹4,300 crores cumulatively. In FY2023, Vistaar achieved its highest-ever disbursement of ₹214 crores, and its AUM reached an impressive ₹3132 crores.
The Future: Unwavering CommitmentVistaar remains steadfast in its mission to unlock economic opportunities for deserving small businesses. With Avijit Saha at the helm as Managing Director and CEO since 2023, the company's focus on innovation, customer centricity, and responsible lending practices, coupled with the strategic backing of Warburg Pincus since 2023, positions it for continued success in the years to come.
Awards & RecognitionsA testament to our commitment and excellence

Great Place To Work Certified

Organizations Jan 2022-Jan 2023 2022

Best Mid Sized Financial Company

Ambition Box

India Risk Management Awards

Business Leadership

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Fraud Disclaimer

Vistaar Financial Services Private Limited (hereinafter referred to as ‘The Company’) has been made aware that individuals purporting to act as, or on The company’s behalf and using The company’s name (either in full as detailed in the beginning of this disclaimer or in various forms with some or more similarities) have approached prospective loan speakers in the general public offering loans. These approaches are intended to defraud individuals and damage the reputation of the Company. Any communication that is sent from The Company is either sent from our registered domain name @vistaarfinace.com or through formal correspondence. Under no circumstances should nay money be transferred to any individual or entity. Without having first conducted due diligence on that recipient of those funds.If you receive what you believe is an email from any individual purporting to represent The Company or are approached by any individual who is unable to demonstrate that he is a legitimate employee of The Company, please call us at 080 49373037 or forward doubtful email communications to us at contact.us@vistaarfinance.com, forwarding the email or letter, and alternatively report this to your local police Vistaar Financial Services Private Limited does not tolerate such frauds/criminal activity in any form and shall not be considered liable for any loss or inconvenience resulting from communication or business transactions with unauthorize individuals or entities.
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