About Us
Building Dreams, Enabling Growth
At A Glance
Overview
The MSME sector is the backbone of India's economy, driving growth, exports, and job creation. At Vistaar, we recognize the immense potential of these businesses and their critical role in building a prosperous nation. We are dedicated to bridging the financing gap faced by the "missing middle" – those underserved by traditional financial institutions. Through accessible loans and tailored financial services. MSMEs fuel India's economy. Vistaar fuels MSMEs. We provide accessible financing and personalized support to empower small businesses, driving growth and transforming lives.
What we Believe
Values That Drive Us
Our Mission
- We want to be FAIR and TRANSPERANT to the Customers
- We want our Employees to Grow with EQUAL OPPORTUNITIES
- We want our Shareholders to derive MAXIMUM VALUE
- We want our Partners to have WIN-WIN relationships
- We will continue to follow Regulations in true SPIRIT
Our Vision
To be most preferred NBFC of choice for all our stakeholders.Our Philosophy
Customer-CentricOur customers are at the heart of everything we do. We prioritize their needs, listen to their feedback, and strive to exceed their expectations.
Integrity & EthicsWe uphold the highest standards of integrity and ethics in all our actions, ensuring that our conduct is always aligned with our values and principles.
Accountability & TransparencyWe take ownership of our actions & outcomes, holding ourselves accountable for delivering on our commitments. We maintain transparency in our operations & communication.
Sustainable GrowthWe are committed to achieving sustainable growth that benefits our customers, employees, shareholders, and the communities we serve.
Teamwork & CollaborationWe believe in the power of teamwork and collaboration to achieve extraordinary results. We foster a supportive and inclusive environment where everyone's contributions are valued.Our Team
The Driving Force Behind VistaarVistaar's rapid growth and success as a leader in India's MSME finance sector would not be possible without our exceptional team. Every member of the Vistaar family shares an unwavering commitment to empowering underserved entrepreneurs across the nation.This carousel does not play automatically. Use the previous and next buttons or pagination dots to change slides.
Chandrashekhar Bhaskar BhaveNon-Executive Chairman & Independent Director
Avijit SahaMD & CEO
Manju AgarwalIndependent Director
Ms. Amrita GangotraAdditional Director
Hemant MundraNominee Director
Dr. Anup WadhawanAdditional Director
Mr. Vinit Kumar MehtaAdditional Director
Our Credit Methodology
Simple, Secure, and SwiftAt Vistaar, we understand that your time is valuable. That's why our credit methodology is designed to be straightforward, secure, and efficient, while ensuring responsible lending practices that benefit both our customers and investors.
Customer-Centric
Tech-Enabled
Robust Risk ManagementOur PresenceVistaar Finance has established a robust presence across India, dedicated to serving the financial needs of micro, small, and medium enterprises (MSMEs) in diverse regions. We currently operate in 12 states, with a network of branches strategically located to provide accessible and convenient financial services to underserved businesses.
Number Of Branches265
Number Of Pincodes1261
Our Story
From humble beginnings, we've built a solid foundation, empowering countless MSMEs to reach new heights.This carousel does not play automatically. Use the previous and next buttons or pagination dots to change slides.
Summer of 2009 : The Spark of an Idea
A group of seasoned financial professionals, Brahmanand Hegde and Ramakrishna Nishtala, fueled by a shared passion for meaningful impact, recognized the untapped potential of India's MSME sector. They left their established positions at Fullerton India to embark on this new journey. They envisioned a future where these businesses could thrive with the right financial support.
The Birth of Vistaar
Driven by this vision, Vistaar Finance was founded. The name 'Vistaar' embodies the essence of growth and expansion, reflecting the company's mission to empower small businesses.
Early Years: Building the Foundation
Vistaar's journey began in 2010 with an initial capital of ₹15 crores. The early years were dedicated to establishing operations in Karnataka and Tamil Nadu, raising additional capital, and developing innovative financial products tailored to the unique needs of MSMEs. In FY 2012, Vistaar expanded its product offerings with the launch of Small Business Mortgage Loans and Small Business Hypothecation Loans.
Steady Growth and Expansion
Vistaar's commitment to serving the 'missing middle' led to consistent growth and expansion. By FY2013, the company achieved operating break-even and crossed the ₹100 crore mark in its portfolio. The subsequent years witnessed further expansion into new regions, including Gujarat, Madhya Pradesh, Rajasthan, Chhattisgarh, Uttar Pradesh, Uttarakhand, Haryana, Odisha, and Andhra Pradesh.
Milestones and Recognition
Vistaar's dedication to responsible lending and customer-centric approach fueled its remarkable growth. The company achieved significant milestones, crossing the ₹1000 crore portfolio mark in FY2017 and the ₹2000 crore mark in FY2021. The company's strong financial performance was acknowledged through credit rating upgrades, reaching 'A+' in FY 2024.
Present Day: A Leading Force in MSME Financing
Today, Vistaar stands as a leading player in India's MSME finance space. With a vast network of branches across 12 states, a diverse product portfolio, and a dedicated team, the company has disbursed over 2.1 lakh loans amounting to more than ₹4,300 crores cumulatively. In FY2023, Vistaar achieved its highest-ever disbursement of ₹214 crores, and its AUM reached an impressive ₹3132 crores.
The Future: Unwavering Commitment
Vistaar remains steadfast in its mission to unlock economic opportunities for deserving small businesses. With Avijit Saha at the helm as Managing Director and CEO since 2023, the company's focus on innovation, customer centricity, and responsible lending practices, coupled with the strategic backing of Warburg Pincus since 2023, positions it for continued success in the years to come.Awards & Recognitions
A testament to our commitment and excellence
This carousel does not play automatically. Use the previous and next buttons or pagination dots to change slides.
Great Place To Work Certified
Organizations Jan 2022-Jan 2023 2022
Best Mid Sized Financial Company
Ambition Box
India Risk Management Awards
Business Leadership
About Us
Building Dreams, Enabling Growth
At a Glance
OverviewThe MSME sector is the backbone of India's economy, driving growth, exports, and job creation. At Vistaar, we recognize the immense potential of these businesses and their critical role in building a prosperous nation. We are dedicated to bridging the financing gap faced by the 'missing middle' - those underserved by traditional financial institutions. Through accessible loans and tailored financial services. MSMEs fuel India's economy. Vistaar fuels MSMEs. We provide accessible financing and personalized support to empower small businesses, driving growth and transforming lives.
What We Believe
Values That Drives UsOur Mission
Your Growth Our Pride
- We want to be FAIR and TRANSPERANT to the Customers
- We want our Employees to Grow with EQUAL OPPORTUNITIES
- We want our Shareholders to derive MAXIMUM VALUE
- We want our Partners to have WIN-WIN relationships
- We will continue to follow Regulations in true SPIRIT
Our Team
The Driving Force Behind VistaarVistaar's rapid growth and success as a leader in India's MSME finance sector would not be possible without our exceptional team...
This carousel does not play automatically. Use the previous and next buttons or pagination dots to change slides.
Chandrashekhar Bhaskar BhaveNon-Executive Chairman & Independent Director
Avijit SahaMD & CEO
Manju AgarwalIndependent Director
Ms. Amrita GangotraAdditional Director
Hemant MundraNominee Director
Dr. Anup WadhawanAdditional Director
Mr. Vinit Kumar MehtaAdditional Director
Our Credit Methodology
Simple, Secure, and SwiftAt Vistaar, we understand that your time is valuable. That's why our credit methodology is designed to be straightforward, secure, and efficient, while ensuring responsible lending practices that benefit both our customers and investors.Customer-CentricWe prioritize your needs, making the loan application and approval process as simple and hassle-free as possible.Tech-EnabledWe leverage cutting-edge technology to streamline our operations, enabling faster decision-making and disbursement.Robust Risk ManagementOur comprehensive risk framework ensures that we assess creditworthiness accurately and responsibly, safeguarding the interests of all stakeholders.Our Presence
Connecting Communities, Driving Business Growth.Vistaar Finance has established a robust presence across India, dedicated to serving the financial needs of micro, small, and medium enterprises (MSMEs) in diverse regions. We currently operate in 12 states, with a network of branches strategically located to provide accessible and convenient financial services to underserved businesses.Number Of Branches265
Number Of Pincodes1261
Our Story
From humble beginnings, we've built a solid foundation, empowering countless MSMEs to reach new heights.Summer of 2009 : The Spark of an Idea
A group of seasoned financial professionals, Brahmanand Hegde and Ramakrishna Nishtala, fueled by a shared passion for meaningful impact, recognized the untapped potential of India's MSME sector. They left their established positions at Fullerton India to embark on this new journey. They envisioned a future where these businesses could thrive with the right financial support.The Birth of Vistaar
Driven by this vision, Vistaar Finance was founded. The name 'Vistaar' embodies the essence of growth and expansion, reflecting the company's mission to empower small businesses.Early Years: Building the Foundation
Vistaar's journey began in 2010 with an initial capital of ₹15 crores. The early years were dedicated to establishing operations in Karnataka and Tamil Nadu, raising additional capital, and developing innovative financial products tailored to the unique needs of MSMEs. In FY 2012, Vistaar expanded its product offerings with the launch of Small Business Mortgage Loans and Small Business Hypothecation Loans.Steady Growth and Expansion
Vistaar's commitment to serving the 'missing middle' led to consistent growth and expansion. By FY2013, the company achieved operating break-even and crossed the ₹100 crore mark in its portfolio. The subsequent years witnessed further expansion into new regions, including Gujarat, Madhya Pradesh, Rajasthan, Chhattisgarh, Uttar Pradesh, Uttarakhand, Haryana, Odisha, and Andhra Pradesh.Milestones and Recognition
Vistaar's dedication to responsible lending and customer-centric approach fueled its remarkable growth. The company achieved significant milestones, crossing the ₹1000 crore portfolio mark in FY2017 and the ₹2000 crore mark in FY2021. The company's strong financial performance was acknowledged through credit rating upgrades, reaching 'A+' in FY 2024.Present Day: A Leading Force in MSME Financing
Today, Vistaar stands as a leading player in India's MSME finance space. With a vast network of branches across 12 states, a diverse product portfolio, and a dedicated team, the company has disbursed over 2.1 lakh loans amounting to more than ₹4,300 crores cumulatively. In FY2023, Vistaar achieved its highest-ever disbursement of ₹214 crores, and its AUM reached an impressive ₹3132 crores.The Future: Unwavering Commitment
Vistaar remains steadfast in its mission to unlock economic opportunities for deserving small businesses. With Avijit Saha at the helm as Managing Director and CEO since 2023, the company's focus on innovation, customer centricity, and responsible lending practices, coupled with the strategic backing of Warburg Pincus since 2023, positions it for continued success in the years to come.Awards & Recognitions
A testament to our commitment and excellence
This carousel does not play automatically. Use the previous and next buttons or pagination dots to change slides.
Great Place To Work Certified
Organizations Jan 2022-Jan 2023 2022
Best Mid Sized Financial Company
Ambition Box
India Risk Management Awards